These are the terms and conditions subject to which you may use www.fsbi.org.uk and its associated websites (i.e. those of Wiley-Blackwell) ("the Website"). These terms and conditions apply to the entire contents of the Website and to any correspondence by e-mail between us and you. Please read these terms carefully before using the Website. By accessing, using and downloading any part of the Website, you are indicating your acceptance and are deemed to be bound by these terms and conditions in full and that you agree to abide by them and you re-affirm that acceptance every time you access the Website. If you do not accept these terms and conditions in full, then please leave the Website immediately and refrain from using the Website.
Contact: FSBI Administrator
Phone: +44 (0) 151 600 3362
Browse at your own risk. You access and use the Website at your own risk. The FSBI is not responsible for any type of loss or damage that you may sustain as a result of accessing and using the Website.
The Website is accessed via the world-wide web ("WWW"), which is independent of the FSBI. Your use of the WWW is at your own risk and subject to all applicable national and international laws and regulations.
The FSBI has no responsibility for any information or services obtained by you on the WWW.
Access to the Website is permitted on a temporary basis. From time to time, we may restrict access to some parts of our site, or our entire site, to guests and or users who have registered with us. We reserve the right to make subsequent changes to, modify, supplement, move or delete portions of or add to the Website at any time with or without notice. We will not be liable if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site. You are also responsible for ensuring that all persons who access our site through your internet connection are aware of these terms, and that they comply with them.
All intellectual property rights and other rights (including without limitation copyright, database rights, trademarks and designs whether registered or unregistered and all other intellectual property rights) in and to the Website and its contents (which for the avoidance of doubt shall include all information contained in or available from the Website ("the Contents")) are owned by or licensed to the FSBI.
The Contents may not be disseminated in part or in whole without the prior written consent of an authorised officer of the FSBI and you may not use, adapt or create derivative works from it for any commercial purpose. Unless we explicitly state otherwise in writing, you shall not use, view, download, copy or print any of the Contents unless it is for your personal use only. You shall not make any modifications or alterations to paper or digital copies of all or any of the Content or any part of the Website and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text and you shall not change or delete any copyright, trademark or other proprietary notices. Under no circumstances may you use any Content in a manner that may give a false or misleading impression of the FSBI.
None of the Contents may be copied or otherwise incorporated into or in any way stored in any other website, electronic retrieval system, publication or any other type of work in any format (including hard form, electronic form or otherwise). Without limitation to the above, caching of the Website is permitted by an information service provider acting in the normal course of its business as provided for the Electronic Commerce (EC Directive) Regulations 2002.
Those works are protected by copyright laws and treaties around the world. All such rights are reserved. Our status (and that of any identified contributors) as the authors of material on our site must always be acknowledged.
You must not use any part of the materials on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
In addition, you may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Website nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of the Website.
We do not permit any third party to in any way frame the Website without obtaining the FSBI's prior written consent. No part of the Website may be reproduced in any way on any other website or included in any public or private electronic retrieval system or service.
Any rights not expressly granted in these terms are reserved.
While we endeavour to ensure that the information on the Website is correct, we do not warrant the accuracy and completeness of the material on the Website. The material on the Website may be out of date, and we make no commitment to update such material.
Commentary and other materials posted on our site are not intended to amount to advice on which reliance should be placed. We therefore disclaim all liability and responsibility arising from any reliance placed on such materials by any visitor to our site, or by anyone who may be informed of any of its contents.
The Website and the Contents are provided for information purposes only and whilst we have taken every care in the preparation of the Website and the Content, we cannot guarantee that the Content will be completely up to date and free of mistakes.
To the extent permitted by applicable law, we exclude all liability (other than for death or personal injury caused by the FSBI's negligence, fraud, misrepresentation as to a fundamental matter or any other liability that cannot be excluded or limited under applicable law) for and makes no warranties (express or implied), representations and/or undertakings about the Website and the Content (including the accuracy, reliability, suitability, quality, availability or completeness of the Content);
We shall not be liable for any loss or damage (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise) which may arise from reliance on or in connection with the Website and/or the Content in any way or in connection with the use, inability to use or the results of use of the Website, any websites linked to the Website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing the Website or your downloading of any material from the Website or any websites linked to the Website.
We make no claims or representations that any or all of the Content may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the Content and this Website is directed solely at consumers and/or businesses who access this Website from England. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Website from outside England, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction or the jurisdiction in which you are accessing or downloading the Website.
Contracts for the supply of membership to the Society formed through our website and our associated websites (i.e. those of Wiley-Blackwell) or as a result of visits made by you are governed by our terms and conditions of supply.
Whenever you make use of a feature that allows you to transmit, post and or upload material to our site, or to make contact with other users of our site, you must comply with the contribution standards set out below. You warrant that any such contribution does comply with those standards, and you indemnify us for any breach of that warranty.
Any material you upload to our site will be considered non-confidential and non-proprietary, and we have the right to use, copy, incorporate, distribute and disclose to third parties any such material and all data, images, sounds, text and other items embodied therein for any and all commercial or non-commercial purposes. We also have the right to disclose your identity to any third party who is claiming that any material posted or uploaded by you to our site constitutes a violation of their intellectual property rights, or of their right to privacy.
We shall have no obligations with respect to such material and we will not be responsible, or liable to any third party, for the content or accuracy of any materials posted by you or any other user of our site.
We have the right to remove any material or posting you make on our site if, in our opinion, such material does not comply with the contribution standards set out below.
Whilst we will use reasonable endeavours to ensure that the Website does not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted, we make no warranty or representation that this will be the case. However it is recommended that you should virus check all materials downloaded from the Website and regularly check for the presence of errors, viruses, bugs other malicious code, and harmful components.
We exclude to the fullest extent permitted by applicable laws all liability (other than liability for death or personal injury caused by the FSBIís negligence) in connection with any damage or loss caused by errors, viruses, bugs, denial-of-service attack, other malicious code or harmful components, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material originating or contracted from the Website and any interruptions in the running of the Website.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.
By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
The FSBI does not permit any third party to operate a link to the Website without obtaining the FSBI's prior written consent by an authorised officer of the FSBI.
You may use our site only for lawful purposes. You may not use our site:
You also agree:
We may from time to time provide interactive services on our site, including, without limitation:
(collectively the interactive services).
Where we do provide any interactive service, we will provide clear information to you about the kind of service offered, if it is moderated and what form of moderation is used (including whether it is human or technical).
We will do our best to assess any possible risks for users (and in particular, for children) from third parties when they use any interactive service provided on our site, and we will decide in each case whether it is appropriate to use moderation of the relevant service (including what kind of moderation to use) in the light of those risks. However, we are under no obligation to oversee, monitor or moderate any interactive service we provide on our site, and we expressly exclude our liability for any loss or damage arising from the use of any interactive service by a user in contravention of our content standards, whether the service is moderated or not.
The use of any of our interactive services by a minor is subject to the consent of their parent or guardian. We advise parents who permit their children to use an interactive service that it is important that they communicate with their children about their safety online, as moderation is not foolproof. Minors who are using any interactive service should be made aware of the potential risks to them.
Where we do moderate an interactive service, we will normally provide you with a means of contacting the moderator, should a concern or difficulty arise.
These contribution standards apply to any and all material which you contribute (including without limitation, by transmission, posting or uploading) to our site (contributions), and to any interactive services associated with it.
You must comply with the spirit of the following standards as well as the letter. The standards apply to each part of any contribution as well as to its whole.
Contributions must not:
We will determine, in our discretion, whether there has been a breach of these terms and conditions through your use of our site or if you have otherwise been engaged in conduct that we determine to be unacceptable. When this has occurred, we may take such action as we deem appropriate.
Failure to comply with these terms and conditions constitutes a material breach of the terms upon which you are permitted to use our site, and may result in our taking all or any of the following actions:
We shall fully co-operate with any law enforcement authorities or court order requesting or directing the FSBI to disclose the identity or locate anyone posting any material in breach of these terms and conditions.
We reserve the right to vary the terms and conditions from time to time. Such variations become effective immediately upon the posting of the varied terms and conditions on the Website. By continuing to use the Website after such posting you will be deemed to accept such variations. You are expected to and should visit this page periodically to review the terms and conditions because they are binding on you.
In the event that any term or condition is held to be invalid, unlawful, void or for any reason unenforceable, that term shall be deemed severable and the remainder of these terms and conditions shall remain valid and enforceable. No waiver of any of these terms or conditions shall be deemed a further or continuing waiver of such term or any other term.
Should you wish to make any comments to the FSBI about the Website or if you have any questions or concerns relating to the same please contact the FSBI by emailing email@example.com or writing to the FSBI at the above address or telephoning the FSBI on the above telephone number.
Thank you for visiting our site.